新聞詳情
警鐘消防
瑞福德欣榮2020第三期資產支持證券成功發行
發布時間：
2020-11-12
瑞福德汽車金融有限公司（“公司”）于2020年11月6日在全國銀行間債券市場成功發行20億元“欣榮2020年第三期個人汽車抵押貸款資產支持證券(ABS)”。本次資產證券化項目的順利發行，代表著公司已在銀行間市場累計成功完成共九期信貸資產證券化項目。
2020年三季度以來，瑞福德汽車金融有限公司在“高質發展戰略”的指引下，通過銷售、風控、貸后等多部門協同優化聯動，繼續保持穩健經營發展，貸款規模和凈利潤均實現持續增長，資產質量持續優化，不良貸款率在三季度末已下降至0.74%的良好水平，并將繼續向好。公司一直將流動性風險管理作為全面風險管理體系中的重中之重，同時通過多元化的融資渠道實現合理的融資結構及健康的流動性狀態，有效地保障了公司在今年四季度穩定的貸款投放，進一步擴大市場份額。 ”
Fortune Auto Finance Co., Ltd.（"the company" or "FAF"）successfully issued RMB 2 billion "Xin Rong 2020-3 Retail Auto Mortgage Loan Assets Backed Securities (ABS) "in the inter-bank bond market on 6th November 2020. The successful issuance of this ABS project represents that the company has successfully completed total nine batches of CLO ABS projects in the inter-bank market.
Since the third quarter of 2020, under the guidance of "high-quality development strategy" and with coordination and cooperation from multi departments including sales and marketing department, risk control department, post-loan department and etc., FAF maintained steady business development, both auto loan scale and net profit recorded sustained growth, asset quality kept improving, the NPL ratio decreased to fine level of 0.74% by third quarter end with continuing optimization trend. Within the overall risk management system FAF always takes liquidity risk management as top priority. In the same time, through diversified financing channels FAF is able to achieve stable funding structure and healthy liquidity status, which well guaranteed the company’s steady business development in the fourth quarter of year and striving for larger market share.
400-166-8800